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Detecting Car Insurance Fraud: The Role of Dashcams

Everything you need to know about insurance fraud

What is Auto Insurance Fraud?

Auto insurance fraud is a crime where individuals or groups make false or exaggerated claims to an insurance company in order to illegally receive compensation. This type of fraud can take various forms, such as intentionally causing accidents, inflating the extent of vehicle damage or injuries, or even staging fake accidents. As this kind of fraud becomes more common, both drivers and insurance companies face greater risks, making it crucial to recognize the signs of fraud to protect yourself.

Common Types of Car Insurance Fraud

Car dumping, often known as "give-up"
Inauthentic registration
Overpriced auto repairs following an accident
Replacement of a defective windscreen
Airbag replacement gone wrong

Unseen Moment: Accidents and Close-Calls Captured by 70mai

What to do if you are involved in car insurance fraud?

If you suspect you're involved in a case of car insurance fraud, it's important to stay calm and take appropriate action to protect yourself. Here are some steps to take in response:

🚕 Stay Safe and Avoid Confrontation: Ensure your own safety and the safety of others and try to avoid confrontation with the fraudster. If possible, move your vehicle to a safe location to avoid a violent confrontation.

🤐 Don't admit fault: Even if the other party tries to apply pressure, do not admit liability at the scene. Simply exchange insurance information with the other party and let the insurance company determine responsibility based on the evidence.

📷 Record the scene: Use your mobile phone to take photos and videos of the accident scene and record all important information, including the vehicle, licence plate number and any visible damage. Also, take care to record information such as the time, location and weather of the accident. If there are witnesses, try to get their contact information.

🤳 Check the CarLog Video: Immediately after the accident, check your CarLog video. If you are using a dual-camera CarLog, make sure to check the footage from inside and outside the car. Save and back up the video to make sure the files are not lost.

📕 Report to Law Enforcement: Even if the accident appears to be minor, it's a wise choice to report the incident to local law enforcement. Submit the CarLog footage to the police and inform law enforcement if you suspect the accident was orchestrated.

📞 Notify your insurance company: Contact your insurance company and inform them of the details of the accident. Provide relevant footage and evidence from the CarLog to help the insurance company process the claim and avoid allegations of fraud.

🤲 Seek legal advice: In some cases, seeking legal advice may be necessary, especially if you are facing a complex claim or insurance fraud. A solicitor can help you with how to use the CarLog evidence in your defence.

By taking these steps, you can protect yourself from the financial and legal consequences of insurance fraud. Having clear, objective evidence from your CarLog can make a huge difference in proving your side of the story.

Benefits of Owning a Dashcam

Investing in a CarLog not only protects you from insurance fraud, it also improves the overall driving experience and sense of security. Here are some additional benefits of owning a CarLog:

Promotes safer roads: when drivers are aware that their every move is being recorded, they will drive more carefully, creating a safer environment for all road users.
Reduces anxiety in the event of an accident: with a car recorder, you no longer need to worry about possible accidents. Whether it's a minor collision or a serious accident, the footage can give a true picture of the accident scene, helping you to reduce disputes and anxiety.
Potential insurance discounts: many insurance companies recognise the importance of a CarLog in preventing fraud and accurately recording accidents, and may therefore offer discounts to drivers who install a CarLog.

How 70mai A810 Can Help Protect You From Insurance Fraud

4K Ultra HD Recording

The A810 is equipped with a 4K resolution camera that captures extremely clear road conditions. This means that in the event of a road accident, you can get high-quality footage that clearly records every detail of the accident, including the licence plate number, driver's behaviour, road signs and other key evidence. This high-resolution video helps provide accurate evidence and avoid false accusations.

STARVIS 2 + HDR Technology

The A810 features an advanced STARVIS 2 sensor and HDR technology to record video clearly even in low-light conditions. Whether you are driving at night or in dim weather, the A810 ensures high quality video recording. This is crucial to avoid blurred or illegible evidence due to low light. Especially in traffic accidents at night, it can clearly record the surrounding situation and suspicious behaviours to prevent the other party from faking the circumstances of the accident.

Dual Lens Support

A810 supports dual-lens recording (front and rear dual cameras), which can not only record the road ahead, but also capture the conditions inside and behind the car. In insurance fraud cases, the rear camera is crucial for recording ‘feigned injuries’ or faked accidents. For example, if a fraudster jumps into the back of a car after an accident and pretends to be injured, the A810's rear-view camera can clearly record this behaviour, making it a powerful piece of evidence to help identify fraud.

70mai Dash Cam A810 4K HDR Sony Starvis 2 IMX678 Dual Channel

The 70mai A810 Car Recorder is a powerful smart device designed to improve driving safety and protect drivers from all types of insurance fraud incidents. It combines high-quality video recording, intelligent recognition and powerful safety features to provide drivers with all-round protection. Here are the key features of the A810 and how it can help you avoid insurance fraud.

70mai Dash Cam 4K A810 with Sony STARVIS 2 IMX678, Supports 4G Connectivity & Dual HDR 70mai Official

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3. Observe Speed Limits

Speeding is a major cause of accidents among teenagers. Resist the urge to go fast just for the thrill. Understand that with increased speed comes a greater risk of losing control of the vehicle. As research shows, the probability of suffering traffic accidents increases at a speed of 4% to 5% per mile. Stick to the speed limits and give yourself enough time to reach your destination safely.

4. Drive Safely at Night and in Bad Weather

Nighttime driving can be particularly challenging for teens due to reduced visibility. Avoid driving at night if possible. If you must drive at night, slow down and be extra cautious. Use your headlights properly and be aware of the increased risk of encountering drunk drivers or animals on the road. Similarly, in bad weather such as heavy rain, fog, or snow, drive slowly, keep a safe distance from other vehicles, and be prepared for slippery roads.

5. Always Wear Seat Belts

Wearing a seat belt is not just a legal requirement but a crucial safety measure. In the event of an accident, a seat belt can save your life and reduce the severity of injuries. Teens should make it a habit to always buckle up before starting the engine. Additionally, encourage passengers to wear seat belts as well.

6. Stay Focused and Get Adequate Rest

Being focused while driving is essential. This means no daydreaming, no multitasking, and no getting distracted by thoughts or emotions. Get enough sleep the night before driving to ensure you are alert and focused on the road. Turn off your phone's alert tones to avoid distractions. Remember, your life and the lives of others depend on your concentration.

Another helpful tool is technology. For teen drivers, having a reliable dash cam like the 70mai dash cam can be extremely beneficial. In case of an accident, the 70mai dash cam provides clear and detailed evidence, helping to determine liability quickly and fairly. Moreover, its presence in the car can act as a deterrent to bad driving behavior. Teenagers will be more aware of their actions knowing that their driving is being recorded.

Additionally, some cars come with advanced safety features such as lane departure warnings, automatic braking, and blind spot detection. While these are great for enhancing safety, the 70mai dash cam offers an extra layer of protection. It can capture incidents that these built-in features might not cover. With its high-quality video recording and user-friendly design, the 70mai dash cam is a must-have for teen drivers. It not only provides peace of mind to parents but also helps teens be more responsible on the road.

Get to Know 70mai Dash Cam

The 70mai Dash Cam line has a wide array of models, spanning beginner-friendly basics to premium 4K cameras with expanded smart features. The company is one of the first players in the market to develop and integrate true smarts into its products, such as GPS, ADAS, app and voice control. It’s also consistently exploring new innovations, incorporating motion detection and 4G connectivity to meet customers’ growing needs for secure vehicle surveillance and prompt emergency alerts.As an endorser for road safety, 70mai Dash Cam aims to provide not just tools,but companionship and peace of mind. The mission is to deliver a safe, comfortable and networked driving experience to users across the world.